Executive Benefits

Reward and retain your top talent with attractive, affordable benefits packages that are consistent with your goals. You already know they’re worth it...let us consult with you to create the perfect package for your very best.

Life Insurance

Death, disability, and retirement. Plan for all three income interruptions and meet your family’s needs in the event of premature death. Do you have enough? Let us help you protect you and your family’s standard of living with the right life insurance product for your situation.

Retirement Plans

“Good planning helps to make elusive dreams come true.”
- Lester R. Bittel

Everybody wants to retire. Before you make the jump into retirement, let us help evaluate and prepare for the issues that affect this important transition. Employers also need a retirement plan at a reasonable cost. We offer many plan design possibilities and will help you sort through the many options to save for you and your employees’ retirement.

Estate Planning & Conservation

It’s important to protect your assets and investments from the hazards of estate taxes and fees upon death. These costs can quickly devalue an estate. We will explore all the tools necessary to protect your estate and find the best solution for your situation.

EMPLOYEE BENEFITS

We offer solutions to empower you and support your employees with benefits that work for you both. Allow us to tailor a cost-effective benefits package for your organization that allows your employees to plan for the future.

Health Insurance

An ongoing and important expense all households and businesses face is that of healthcare. We can help provide clarity to the Affordable Care Act and explore your options to help find the most affordable and product for your family’s or organization’s needs and budgets.

Financial Analysis

Understanding your financial situation is a first step toward achieving your long-term goals. We want to help put you in the right position to do so by making a thorough financial analysis. Your goals are unique, and a one-size-fits-all solution will not do. We value your unique goals and will listen carefully to create the right approach for you. At Lutterman Financial, solid client relationships come first.

Investments

“Buy low, sell high.” Sounds easy, but without trustworthy advice and sound investment principles, managing your investments can quickly become stressful. We can analyze your current portfolio and apply our expertise to help you create a portfolio that reflects your risk tolerance and future goals.

Disability Solutions

Insure the goose or the golden egg? You’re the goose; the golden eggs are your assets. What happens when the goose can no longer produce the golden eggs? Disability benefits help protect your employees’ income lost due to an illness or injury. We provide flexible and affordable income replacement solutions.